Software
Software
Software
Type your figures. Get a range.
Product B
Mobile banking app
Product C
Finance OS for teams
Open the planner
Type your figures. Run a thousand futures. Never link a bank.
Pricing
Pricing
Pricing
Free, Core, and Household
Pricing B
Flat-rate for scaling teams
Pricing C
Custom pricing for enterprise
Case Studies
Households who modeled retirement without linking accounts.
Contact
Contact
Contact
Charlotte address and support
Contact B
Request a demo form
Contact C
Get in touch hub
About
About
Who builds Jeme
Blog
Explainers with dollar figures
Case Studies
Household planning scenarios
Blog
Worked examples on draws, Roth years, and sequence risk.
Open planner
See pricing
Menu
See pricing

Blog

Which account to draw first when you stop working

A $1.4M mix of IRA, Roth, and brokerage can leave very different tax bills depending on order. Here is a worked example.
Read article
Planning
January 14, 2026
Insights
When a Roth conversion year is worth the tax bill
Taxes
March 3, 2026
Insights
What a bad first decade does to a $1.2M nest egg
Risk
November 18, 2025
Insights
Income cliffs that flip a good year into a bracket jump
Income
June 9, 2019

Stay updated

Get the newsletter for the latest updates, events, and best practices from modern finance teams.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Software
Planner
Pricing
Checkout
Plans
Free
Core
Household
Contact
Contact
Email support
Privacy
Company
About
Blog
Case Studies
Get rent payment alerts by text
Account updates on your rent: when it is debited, delivered, and confirmed, and when your on-time payment is reported to the bureaus.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
©2026 Jeme Finance Inc.. Privacy
Privacy Policy
Terms of Service
Support
Open planner