.png){kind=logo}
Type your figures in. Get a thousand futures back.
Refreshed by the minute.
Projections are estimates. Jeme is software, not investment, tax, or legal advice.
See it the second it happens.
Each figure you entered, from every account, so you can trust the range.
Key features
A thousand futures. Not one forecast.
You type the figures. The engine runs them 1,000 times, flags the cliffs, and lets you attach spending to an age.
Roth window
Ages 65 to 73. Room in the bracket you choose — sized in dollars, not a rule of thumb.
Assumptions
Returns, inflation, and Social Security are figures you typed. Nothing is imported.
Three plans
Free, Core, and Household. What each plan actually does — no sales call.
Trusted by 20,000+ teams
What teams are saying
"I approve every wire from my phone before lunch. Used to take a quarter of my day."
"My runway updates the second I open the app. No more 'let me check with finance' detours."
"Card limits set in two taps. The whole team has guardrails by Monday morning."
20k+
Finance teams actively managing spend on Pivoter
"Wired payroll from the airport on a Friday. Settled before I landed."
"Replaced a spreadsheet, two dashboards, and a manual approval chain with one app."
"I approve every wire from my phone before lunch. Used to take a quarter of my day."
"My runway updates the second I open the app. No more 'let me check with finance' detours."
"Card limits set in two taps. The whole team has guardrails by Monday morning."
20k+
Finance teams actively managing spend on Pivoter
"Wired payroll from the airport on a Friday. Settled before I landed."
"Replaced a spreadsheet, two dashboards, and a manual approval chain with one app."
"Tap, scan, signed. The approval flow is faster than a text reply."
$2M
FDIC coverage on every account through partner banks
"Receipts pair to charges automatically. I haven't chased one down in months."
"Burn, balance, and runway on the home screen. That used to be a Tuesday meeting."
"Froze a card in three seconds. From the back of a cab. Mid-ride."
"Replaced a spreadsheet, two dashboards, and a manual approval chain with one app."
"Tap, scan, signed. The approval flow is faster than a text reply."
$2M
FDIC coverage on every account through partner banks
"Receipts pair to charges automatically. I haven't chased one down in months."
"Burn, balance, and runway on the home screen. That used to be a Tuesday meeting."
"Froze a card in three seconds. From the back of a cab. Mid-ride."
"Replaced a spreadsheet, two dashboards, and a manual approval chain with one app."
Three plans. Buy without a call.
Free, Core, and Household. Pick a plan and pay online.
Capabilities
What the software models for you
Plan clarity
A range of outcomes, not one prediction
One thousand simulated futures on the plan you build
Clear signals when a scenario breaks
Outcomes by account type and year
Anomalies flagged before they clear
Scenario checks
Withdrawal order across taxable, deferred, and tax free
Compare plans side by side
Limits by person or account
Layer Social Security, pensions, and draws
Full audit trail on every decision
Fraud protection
Sequence risk and income cliffs in plain numbers
Historic sequence stress on every run
Historic return sequences so bad years show up in the output
Login alerts for every new device
Spending caps you set yourself
Two logins. One plan.
Household is two people planning one life. Never a bank link.
Stay synced automatically
Your banking and books talk to each other, no manual entry.
Catch spend in real time
See transaction the moment it happens, no waiting for statements.
Pay anyone, anywhere
Send money in 50+ currencies at the real exchange rate, no markups.
You own the plan. Your partner can edit.
Billed yearly. No sales call.
Capabilities
How Jeme works
Monte Carlo ranges, withdrawal order, Roth windows, and threshold flags. Software for deciding. Not advice.
FAQs
Does Jeme link to my bank or brokerage?
No. Jeme never links to, connects with, or reads any bank, brokerage, retirement, or other financial account. Every figure in your plan is a figure you type in yourself.
Is this investment, tax, or legal advice?
No. Jeme is planning software. Projections are estimates based on assumptions you choose. Nothing in the product is investment, tax, or legal advice. Talk to a licensed professional before you act.
What plans can I buy?
Free is $0. Core is $120 a year or $14 a month. Household is $228 a year with two logins. Buy on the Pricing page. No demo call required.
What does the software actually model?
It runs Monte Carlo and historic return sequences, models withdrawal order across account types, compares plans side by side, and flags income thresholds such as IRMAA brackets where your modelled income sits close to one.
Can I export my plan?
Yes. Export every assumption and every simulation result to a spreadsheet that remains yours, on any plan.
